This is the 14926th most frequent Polish word.
roczne
"Roczne" means "annual" or "yearly" in English.
Here, 'roczne' is an adjective modifying the noun 'oszczędności', referring to savings accumulated over a year.
Mam roczne oszczędności na moim koncie.
I have yearly savings in my account.
In this case, 'roczne' functions as an adjective describing 'sprawozdanie', indicating that the report covers one year.
To jest roczne sprawozdanie finansowe.
This is an annual financial report.
Here 'roczne' is used as an adjective qualifying 'badanie', showing it is an event occurring yearly.