This is the 5826th most frequent Swedish word.
howes
It seems "howes" is not a Swedish word. Perhaps you meant something else?
Here, 'howes' is used in the context of owing someone something in a strong obligation sense, intensified in personal relationships.
Han howes sin vän ett stort tack.
He owed his friend a big thanks.
In this question, 'howes' is used to inquire about an existing debt owed towards a financial institution, highlighting a nuanced form of responsibility.
Howes du mycket pengar till banken?
Do you owe a lot of money to the bank?
In this context, 'howes' expresses the idea of attributing or owing the cause of something to certain actions or qualities, showing recognition.