This is the 14084th most frequent Spanish word.
teme
"Teme" means "he/she/it fears" or "you fear" (formal).
In this sentence, 'teme' is used to express fear or concern about a potential situation, in this case, the difficulty of the exam.
Ella teme que el examen sea muy difícil.
She fears that the exam will be very difficult.
Here, 'teme' indicates fear regarding personal loss, specifically his employment.
Él teme perder su trabajo.
He fears losing his job.
This usage shows 'teme' as a direct expression of fear targeting specific objects or situations.