No. 12,751 in Russian
кредитной
"Кредитной" means "credit" or "related to credit."
In a sentence
Она получила кредитной картой возврат средств.
She received a fund refund using the credit card.
The word "кредитной" is used as an adjective describing the noun "картой" (instrumental case), which means "credit card."
Банк предложил им кредитной программы для малого бизнеса.
The bank offered them a credit program for small businesses.
The word "кредитной" is used as an adjective related to "программы" (possessive case), referring to a program involving credit.
Ученики обсуждали преимущества кредитной системы образования.
The students discussed the advantages of the credit education system.
Here "кредитной" modifies "системы" (possessive case), describing the type of educational system based on credits.
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