This is the 11990th most frequent Russian word.
заём
Loan.
The word 'заём' here denotes a financial loan borrowed from a bank.
Я взял заём в банке для покупки автомобиля.
I took out a loan from the bank to buy a car.
The term 'заём' in this context refers to the debt that has been repaid.
После погашения заёма я почувствовал облегчение.
After repaying the loan, I felt relieved.
Here, 'заём' signifies a financial product with specified conditions.