This is the 4571st most frequent Polish word.
lokatę
"Lokata" in Polish refers to a "deposit" or "savings account" where money is placed in a bank for a fixed period to earn interest.
The context here refers to a bank deposit or fixed-term deposit account.
Założyłem nową lokatę w banku na korzystnych warunkach.
I opened a new deposit in the bank on favorable terms.
The usage emphasizes the financial product which is subject to terms and conditions.
Ta lokatę możesz zamknąć przed terminem, ale stracisz odsetki.
You can close this deposit before the term ends, but you will lose the interest.
In this statement, the term is used in the context of financial investment products.