This is the 2752nd most frequent Polish word.
emerytalnych
"Emerytalnych" means "retirement" or "pension-related" in English.
The word 'emerytalnych' in this sentence is used as an adjective related to the noun 'savings,' describing that these savings are specifically meant for retirement.
Ustawy emerytalne zreformowały system emerytalnych oszczędności.
Retirement laws have reformed the retirement savings system.
Here, 'emerytalnych' modifies the noun 'contributions,' indicating the contributions are for the purpose of retirement.
Fundusze emerytalnych składek są zarządzane przez specjalne instytucje.
Funds of retirement contributions are managed by special institutions.
In this sentence, 'emerytalnych' describes the noun 'investments,' signifying that the investments are related to retirement.