This is the 12677th most frequent Korean word.
대출자의
"Borrower's."
대출자의 is used as a possessive denoting 'of the borrower', describing the possessive relationship with 'credit score'.
대출자의 신용 점수가 좋으면 대출 승인이 더 쉽게 이루어집니다.
If the borrower's credit score is good, loan approval will be easier to achieve.
대출자의 signifies 'of the borrower', indicating the person whose income level is being considered.
은행은 대출자의 소득 수준을 고려합니다.
The bank considers the borrower's income level.
대출자의 indicates the subject 'borrower' who has the responsibility referred to in the sentence.