가산금리를

가산금리를

"가산금리" means "spread" or "additional interest rate" applied above a base rate.

Here, '가산금리를' is used to describe the additional interest applied on a base rate when calculating loan interest rates.

금융 기관은 가산금리를 적용하여 대출 금리를 산정합니다.

Financial institutions calculate loan rates by applying an additional interest rate.

In this instance, '가산금리를' indicates a policy factor that might influence accessibility to financial products.

가산금리를 낮추면 더 많은 사람들이 대출을 이용할 수 있습니다.

Lowering the additional interest rate can allow more people to access loans.

Here, '가산금리를' demonstrates how additional interest can vary according to individual customer circumstances.

그 은행은 고객의 신용 등급에 따라 가산금리를 다르게 적용합니다.

The bank applies different additional interest rates based on the customer's credit rating.