This is the 2300th most frequent Russian word.
кредита
"Кредита" is the genitive singular or nominative plural form of "кредит," meaning "credit" or "loan."
The word 'кредит' refers to a financial loan or credit used to pay for the car.
Я взял машину в кредит.
I bought a car on credit.
The word 'кредит' mentions a specific financial obligation or loan that has been settled.
Он гордится тем, что полностью погасил свой кредит.
He is proud that he has fully paid off his loan.
The word 'кредит' is used to indicate a financial loan intended for educational purposes.