This is the 12248th most frequent Russian word.
ипотечного
Relating to a mortgage.
In this sentence, "ипотечного" is an adjective describing "отдела," indicating that the department specializes in mortgages.
Он работает управляющим ипотечного отдела.
He works as the manager of the mortgage department.
Here, "ипотечного" is an adjective modifying "кредита," specifying the type of loan being referred to—a mortgage loan.
Мы обсуждали вопрос снижения процентной ставки ипотечного кредита.
We discussed the issue of lowering the interest rate on a mortgage loan.
In this sentence, "ипотечного" serves as an adjective describing "планирования," indicating that the planning pertains to mortgages.